文献类型： 外文期刊
第一作者： Wang, Jing
作者： Wang, Jing;Lyu, Kaiyu;Yu, Xiaohua;Feil, Jan-Henning
作者机构：
关键词： Mobile finance; financial inclusion; household livelihood; China
期刊名称：EMERGING MARKETS FINANCE AND TRADE （ 影响因子：4.0； 五年影响因子：3.3 ）
ISSN： 1540-496X
年卷期： 2022 年 58 卷 10 期
页码：
收录情况： SCI
摘要： Mobile finance plays an important role in supporting productive activities and improving the basic livelihoods of rural households. Using three-round panel data and employing control function approach to address the self-selection bias issue, this study shows that mobile finance use significantly increases farmers' livelihoods, measured by farm income and per capita consumption in China, with a larger marginal effect for smallholders and credit-constrained farmers. We further divide mobile finance into two types and reveal that the mobile payment use plays a larger role in farm income, while the mobile banking use has a larger impact on household consumption.
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