Premium Subsidies, Efficiency Loss and Externalities of Agricultural Target Price Insurance - A Theoretical Framework

文献类型： 外文期刊

第一作者： Zhao, Liang

作者： Zhao, Liang;Xu, Lei;Zhao, Liang;Xu, Lei;Zhang, Ningning

作者机构：

关键词： Target price insurance;premium subsidies;externalities;efficiency loss

期刊名称：PROCEEDINGS OF THE 7TH ANNUAL MEETING OF RISK ANALYSIS COUNCIL OF CHINA ASSOCIATION FOR DISASTER PREVENTION

ISSN： 1951-6851

年卷期： 2016 年 128 卷

页码：

收录情况： SCI

摘要： In the study, we analyze and define the agricultural target price insurance, and then research the mechanism of the premium subsidies and direct subsidies and think that the premium subsidies will result in losing efficiency. Find the causes and extent of efficiency loss and concluded by constructing the expected return model of Chinese farmers and insurance institutions: Market risk is key of agriculture and implementation of the target price insurance need to rely on government subsidies. The total subsidy shall be equal to the actual subsidy and efficiency loss. The efficiency loss of subsidies was paid for negative externalities caused by the moral hazard and the greater the loss of efficiency, the lower the actual farmers' subsidy effect.

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